The Family effect: an explanation of the differential of debts in family businesses and non-family businesses. Journal of Academic Finance, [S. l.], v. 10, n. 1, p. 2–20, 2019. DOI: 10.59051/joaf.v10i1.148. Disponível em: https://www.scientific-society.com/AF/article/view/148. Acesso em: 3 feb. 2026.