The synergetic effect of the determinants of access to bank financing by SMES in Cameroon. Journal of Academic Finance, [S. l.], v. 10, n. 2, p. 84–101, 2019. DOI: 10.59051/joaf.v10i2.325. Disponível em: https://www.scientific-society.com/AF/article/view/325. Acesso em: 4 feb. 2026.