The Index of financial inclusion at the time of mobile money. Journal of Academic Finance, [S. l.], v. 11, n. 1, p. 33–44, 2020. DOI: 10.59051/joaf.v11i1.330. Disponível em: https://www.scientific-society.com/AF/article/view/330. Acesso em: 6 dec. 2025.