The objective determinants of debt in the context of credit rationing: an empirical study in Cameroonian SMEs. Journal of Academic Finance, [S. l.], v. 11, n. 2, p. 280–292, 2020. DOI: 10.59051/joaf.v11i2.417. Disponível em: https://www.scientific-society.com/AF/article/view/417. Acesso em: 25 dec. 2025.