The Determinants of financial inclusion and the impact of COVID-19 in the Latin America and Caribbean. Journal of Academic Finance, [S. l.], v. 15, n. 3, p. 77–94, 2024. DOI: 10.59051/joaf.v15i3.697. Disponível em: https://www.scientific-society.com/AF/article/view/697. Acesso em: 25 dec. 2025.