Electronic money transaction as a factor of financial inclusion in CEMAC zone during COVID-19. Journal of Academic Finance, [S. l.], v. 15, n. 3, p. 40–53, 2024. DOI: 10.59051/joaf.v15i3.736. Disponível em: https://www.scientific-society.com/AF/article/view/736. Acesso em: 3 feb. 2026.