Evaluation of the impact of access to microcredit on the social welfare of beneficiary households in Tunisia
DOI:
https://doi.org/10.59051/joaf.v10i1.310Keywords:
microfinanceAbstract
This study is a contribution in the field of evaluation of the effects of microfinance on the social status of its beneficiaries. In this article, we used the counterfactual approach that compare the evolution of the situation of beneficiaries of microcredit to a control group (which has the same initial characteristics of the group of beneficiaries). We focused our study on a sample of 300 people distributed equally between three categories of respondents (the beneficiaries of the NGO ENDA, the beneficiaries of the AKDI association and the control group). The results of our empirical study confirm previous findings on the positive effects of microfinance on social welfare. These effects are identified through rising food costs, access to health services, education for children and improved household living arrangements.
Downloads
References
Downloads
Published
Issue
Section
License
Copyright (c) 2019 Boudour BZEOUICH
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
