Evaluation of the impact of access to microcredit on the social welfare of beneficiary households in Tunisia
DOI:
https://doi.org/10.59051/joaf.v10i1.310Keywords:
microfinanceAbstract
This study is a contribution in the field of evaluation of the effects of microfinance on the social status of its beneficiaries. In this article, we used the counterfactual approach that compare the evolution of the situation of beneficiaries of microcredit to a control group (which has the same initial characteristics of the group of beneficiaries). We focused our study on a sample of 300 people distributed equally between three categories of respondents (the beneficiaries of the NGO ENDA, the beneficiaries of the AKDI association and the control group). The results of our empirical study confirm previous findings on the positive effects of microfinance on social welfare. These effects are identified through rising food costs, access to health services, education for children and improved household living arrangements.
Downloads
References
Downloads
Published
Issue
Section
License
Copyright (c) 2019 Boudour BZEOUICH
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal the right of first publication.
- The work is simultaneously licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License (CC BY-NC-ND 4.0). This license permits others to download, share, and reuse the work for non-commercial purposes, provided the original authors and source are properly cited.
- Under the terms of this license, no derivative works or alterations (such as translations, adaptations, or remixes) are permitted without explicit permission from the copyright holder.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their personal website) after publication, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
