Les Déterminants de l’inclusion financière et l’impact du COVID-19 en Amérique latine et dans les caraïbes
DOI :
https://doi.org/10.59051/joaf.v15i3.697Mots-clés :
financial inclusion, Latin America and the Caribbean (LAC), individual characteristics, and COVID-19Résumé
Objectif : L'étude examine les déterminants de l'inclusion financière et l'impact du COVID-19 en Amérique latine et dans les Caraïbes pendant la pandémie.
Méthodologie : elle utilise la base de données du Global Findex 2021 de la Banque mondiale, collectée pendant la pandémie de COVID-19 dans huit pays des Caraïbes, pour exécuter une régression logit afin d'étudier les déterminants et la manière dont la COVID-19 a influencé l'inclusion financière.
Résultats : Concernant les principaux déterminants, l'étude a révélé que les femmes et les individus des groupes à faible revenu ont un faible taux d'exclusion financière, bien que l'inclusion financière augmente avec l'augmentation des revenus.
Originalité du document : L'étude a utilisé des données collectées à l'époque du COVID-19 pour étudier comment la pandémie a affecté l'inclusion financière, ce qui est une des premières du genre.
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