The Index of financial inclusion at the time of mobile money
DOI:
https://doi.org/10.59051/joaf.v11i1.330Keywords:
Banque, indice d’inclusion financière, Mobile money×Abstract
For some years mobile money has been a favorite place for financial populations, especially people in developing countries. In this context, the financial inclusion index, which provides information on the level of financial inclusion of the different regions of the world, must also be included in this aspect. The objective of this study is to introduce mobile money in the calculation of the financial inclusion index. Applied the calculation of this multidimensional index of financial inclusion between 0 and 1 in some African countries, it does have a significant effect on the indication of financial inclusion. However, data on some indicators of financial inclusion are missing, which limits the calculation of this index.
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References
Références Bibliographiques
Acquah-Sam, E., Bugre, D, (2018), « Effects of Mobile Money on Beige Bank, Ghana », European Scientific Journal, 14(3), pp. 29-57.
Alexandre, C., Eisenhart, L, (2013), « Mobile Money as an Engine of Financial Inclusion and Lynchpin of Financial Integrity », Washington Journal of Law, Technology and Arts, 8(3), pp. 285-302.
Bongomin, G., Ntayi, J., Munene, J., Malinga, C, (2017), « Mobile Money and Financial Inclusionin Sub-Saharian Africa: The Moderating Role of Social Networks », Journal of African Business, 19(3), pp. 361-384.
Fanta, A., Mutsonziwa, K., Goosen, R., Emanuel, M., Kettles, N, (2016), « The Role of Mobile Money in Financial Inclusion in the SADC region », Financial Market Trust, 3, pp. 1-31.
Gosavi, A, (2017), « Can Mobile Money Help Firms Mitigate the Problem of Access to Finance in Eastern Sub-Saharan Africa? », Journal of African Business, 19(3), pp. 343-360.
Head, K., Mayer, T, (2002), « Effet Frontière, Intégration Economique et ‘‘Forteresse Europe”
», Economie et Prévision, 152-153, pp. 71-92.
Iyer, I, (2015), « Financial Inclusion: Need for Differentiation between Access and Use », Economic and Political Weekly, 7(1), pp. 19-20.
Khallouli, M, (2014), « Contribution du Mobile Banking à l’inclusion financière en Tunisie », Tendances Economiques, pp. 64-65.
Kodan, A., Chhikara, K, (2013), « A Theoretical and Quantitative Analysis of Financial Inclusion and Economic Growth », Management and Labour Studies, 38(1&2), pp. 103-133.
Lwanga, M., Adong, (2016), « A Pathway to Financial Inclusion: Mobile money and Indvidual Savings in Uganda », Economic Policy Research Centre, 127, pp. 1-22.
Mago, S., Chitokwindo, S, (2014), « The Impact of Mobile Banking on Financial Inclusion in Zimbabwe: A Case for Masvingo Province », Mediterranean Journal of Social Sciences, 5(9), pp. 221-230.
Mas, I. & Sullivan, N, (2012), « Mobile Money as an Information Utility that Touches Everyone: Refining the Vision for Financial Inclusion », Innovations, 6(4), pp. 17-25.
McCallum, J, (1995), « National Borders Matter: Canada-US Regional Trade Patterns », American Economic Review, 85(3), pp. 615-623.
Nlodvu, I., Nlodvu, M, (2013), « Mobile Banking the Future to Rural Financial Inclusion: Case Study of Zimbabwe », Journal of Humanities and Social Science, 9(4), pp. 70-75.
Ouma, S., Odongo, T., Were, M, (2017), « Mobile Financial Services and Financial Inclusion: Is it a Boon for Savings Mobilization? », Review of Development Finance, 7(1), pp. 29-35.
Peruta, M, (2017), « Mobile Money Adoption and Financial Inclusion: A Macroeconomic Approach Trough A Cluster Analysis », Economics of Innovation and New Technology, 27(2), pp. 154-173.
Sarma, M, (2008), « Index of Financial Inclusion », ICRIER Working Paper, No. 215, pp. 120.
Sarma, M, Pais, J, (2011), « Financial Inclusion and Development », Journal of International Development, 23(5), pp. 613-628.
Sekantsi, L., Motelle, S, (2016), « The Financial Inclusion Conundrum in Lesotho: Is Mobile Money the Missing Piece in the Puzzle? », Journal of Financial Research, 8(3), pp. 138-192.
Tangakou, S, (2019), « L’inclusion Financière et le Paiement Mobile en Zone CEMAC », European Scientific Journal, 15(7), pp. 101-120.
Thulani., Chitakunye, P., Chummun, B, (2014), « Mobile Money as a Strategy for Financial Inclusion in Rural Communities », Mediterranean Journal of Social Sciences, 5(25), pp. 216-224.
Acquah-Sam, E., Bugre, D, (2018), « Effects of Mobile Money on Beige Bank, Ghana », European Scientific Journal, 14(3), pp. 29-57.
Alexandre, C., Eisenhart, L, (2013), « Mobile Money as an Engine of Financial Inclusion and Lynchpin of Financial Integrity », Washington Journal of Law, Technology and Arts, 8(3), pp. 285-302.
Bongomin, G., Ntayi, J., Munene, J., Malinga, C, (2017), « Mobile Money and Financial Inclusionin Sub-Saharian Africa: The Moderating Role of Social Networks », Journal of African Business, 19(3), pp. 361-384.
Fanta, A., Mutsonziwa, K., Goosen, R., Emanuel, M., Kettles, N, (2016), « The Role of Mobile Money in Financial Inclusion in the SADC region », Financial Market Trust, 3, pp. 1-31.
Gosavi, A, (2017), « Can Mobile Money Help Firms Mitigate the Problem of Access to Finance in Eastern Sub-Saharan Africa? », Journal of African Business, 19(3), pp. 343-360.
Head, K., Mayer, T, (2002), « Effet Frontière, Intégration Economique et ‘‘Forteresse Europe”
», Economie et Prévision, 152-153, pp. 71-92.
Iyer, I, (2015), « Financial Inclusion: Need for Differentiation between Access and Use », Economic and Political Weekly, 7(1), pp. 19-20.
Khallouli, M, (2014), « Contribution du Mobile Banking à l’inclusion financière en Tunisie », Tendances Economiques, pp. 64-65.
Kodan, A., Chhikara, K, (2013), « A Theoretical and Quantitative Analysis of Financial Inclusion and Economic Growth », Management and Labour Studies, 38(1&2), pp. 103-133.
Lwanga, M., Adong, (2016), « A Pathway to Financial Inclusion: Mobile money and Indvidual Savings in Uganda », Economic Policy Research Centre, 127, pp. 1-22.
Mago, S., Chitokwindo, S, (2014), « The Impact of Mobile Banking on Financial Inclusion in Zimbabwe: A Case for Masvingo Province », Mediterranean Journal of Social Sciences, 5(9), pp. 221-230.
Mas, I. & Sullivan, N, (2012), « Mobile Money as an Information Utility that Touches Everyone: Refining the Vision for Financial Inclusion », Innovations, 6(4), pp. 17-25.
McCallum, J, (1995), « National Borders Matter: Canada-US Regional Trade Patterns », American Economic Review, 85(3), pp. 615-623.
Nlodvu, I., Nlodvu, M, (2013), « Mobile Banking the Future to Rural Financial Inclusion: Case Study of Zimbabwe », Journal of Humanities and Social Science, 9(4), pp. 70-75.
Ouma, S., Odongo, T., Were, M, (2017), « Mobile Financial Services and Financial Inclusion: Is it a Boon for Savings Mobilization? », Review of Development Finance, 7(1), pp. 29-35.
Peruta, M, (2017), « Mobile Money Adoption and Financial Inclusion: A Macroeconomic Approach Trough A Cluster Analysis », Economics of Innovation and New Technology, 27(2), pp. 154-173.
Sarma, M, (2008), « Index of Financial Inclusion », ICRIER Working Paper, No. 215, pp. 120.
Sarma, M, Pais, J, (2011), « Financial Inclusion and Development », Journal of International Development, 23(5), pp. 613-628.
Sekantsi, L., Motelle, S, (2016), « The Financial Inclusion Conundrum in Lesotho: Is Mobile Money the Missing Piece in the Puzzle? », Journal of Financial Research, 8(3), pp. 138-192.
Tangakou, S, (2019), « L’inclusion Financière et le Paiement Mobile en Zone CEMAC », European Scientific Journal, 15(7), pp. 101-120.
Thulani., Chitakunye, P., Chummun, B, (2014), « Mobile Money as a Strategy for Financial Inclusion in Rural Communities », Mediterranean Journal of Social Sciences, 5(25), pp. 216-224.
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Published
2020-06-30
How to Cite
NGONO, J. F. L. (2020). The Index of financial inclusion at the time of mobile money. Journal of Academic Finance, 11(1), 33–44. https://doi.org/10.59051/joaf.v11i1.330
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