What role does cryptocurrency play in achieving financial inclusion in developing countries?

Authors

  • Chiraz MEROUANI université de Béjaia, laboratoire RMTQ
  • Mohand Akli OUGHLISSI University A.Mira- Bejaia
  • Hocine IFOURAH University A.Mira- Bejaia
  • Moussa MAAMRI University A.Mira- Bejaia

DOI:

https://doi.org/10.59051/joaf.v15i2.897

Keywords:

fintech, Blockchain, Financial Inclusion

Abstract

Objective: Determine how cryptocurrencies can promote financial inclusion in developing countries.

Method: The study employs statistical analysis to identify cause-and-effect relationships between various variables related to financial inclusion and cryptocurrencies, as well as a comparative study of the experiences of developed countries that have successfully integrated cryptocurrencies into their financial systems while enhancing financial inclusion.

Results: Proposition of a scheme enabling successful financial inclusion with the help of cryptocurrencies.

Originality/Relevance: The originality of this study lies in integrating cryptocurrencies into a larger, coordinated system to promote financial inclusion, a particularly relevant perspective in the current context of developing countries seeking innovative solutions.

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Author Biographies

Mohand Akli OUGHLISSI, University A.Mira- Bejaia

Enseignant-chercheur, Maître de Conférences, au Département des Sciences Financières de l'Université de Béjaïa, Algérie.

Hocine IFOURAH, University A.Mira- Bejaia

Enseignant-chercheur, Professeur, au Département des Sciences Financières de l'Université de Béjaïa, Algérie.

Moussa MAAMRI, University A.Mira- Bejaia

Enseignant-chercheur, Maître de Conférences, au Département des Sciences Financières de l'Université de Béjaïa, Algérie.

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Published

2024-12-31

How to Cite

MEROUANI, C., OUGHLISSI, M. A., IFOURAH, H., & MAAMRI, M. (2024). What role does cryptocurrency play in achieving financial inclusion in developing countries?. Journal of Academic Finance, 15(2), 97–118. https://doi.org/10.59051/joaf.v15i2.897

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Articles